Who is going to pay for the medical bills that have been caused by my dog bite?

In these cases, homeowner’s insurance for the dog owner will pay those bills if you can prove that the dog owner was negligent in handling their dog. Lots of times negligence means that a dog has escaped the owner’s property, or the owner has failed to take proper precautions to shield you from contact with that dog such as when they’re walking that dog on public sidewalks or highways.