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What if someone hits me in my car who doesn’t have insurance and my car is damaged and I’m injured?

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What if someone hits me in my car who doesn’t have insurance

In that case you’ll make a claim back against your own policy under what’s known as the uninsured motorist provision of your policy. Whenever I explain that to people, the next question is inevitably “won’t that make my insurance rates go up?” Typically now your insurance rates will not go up if you’re involved in an accident that you did not cause.

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As attorneys, we understand insurance companies' tactics to avoid paying claims. We encourage you not to let them confuse or deceive you. Our services are here to help you navigate the complicated insurance process and fight for your rights. Don't let the insurance companies give you the runaround – contact us today to get the legal support you need.





    01How Soon Should I Contact a Lawyer After an Accident?
    Contacting a lawyer immediately after an accident is crucial to protect your legal rights, preserve evidence, and avoid missing deadlines that could impact your case.
    02Should I Avoid Talking to Insurance Adjusters?
    It's wise to avoid speaking with insurance adjusters without consulting an attorney first, as they may use the information against you to minimize your compensation or reject your claim entirely.
    03What if the Other Driver is Lying About the Accident?
    Gathering evidence like witness statements and photographs will help prove your side of the story. The best way to fight a false narrative by the at-fault driver is with facts that prove the truth.
    04What Happens to My Lost Wages?
    If you can't work because of an injury from someone else's negligence, you may be entitled to compensation for lost wages, benefits, and bonuses. An attorney can help you pursue that compensation through negotiations or litigation.
    05How is Parrish Law Firm Different?
    Founding partner James R. Parrish knows the best strategies for fighting for fair compensation from insurance companies because he used to represent the insurancers in personal injury cases. A background of working on the other side of personal injury claims gives him the insider knowledge necessary to take on these deep-pocketed companies.
    06How Long Do I Have to Settle My Case?
    There is no strict time limit on settling a personal injury claim. However, there are restrictions on the amount of time you have to file a lawsuit. In Virginia, you must file your personal injury lawsuit within two years of the date of the accident. The time it takes to settle a case depends on the circumstances surrounding the accident and the motivations of both parties. These cases can last from a few months to several years.