Being in a car accident can be a frightening experience and costly in more ways than one. The accident’s immediate and ongoing costs could mean finding out the at-fault driver does not have insurance, adding to your frustration. With help from a Fairfax uninsured car accident lawyer with the Parrish Law Firm, PLLC, you can explore other options for compensation.
We will help you document the other driver’s duty, breach, cause, and damages. We will also prove their uninsured status and the monetary value of your recoverable damages. Additionally, we will collect evidence, such as your car accident report, and submit it to your insurer. With our support, you can recover the costs of your medical bills, vehicle damage, “pain and suffering,” inconvenience, and more.
Auto Insurance Requirements in Fairfax
Like all states, Virginia requires drivers to demonstrate financial liability. According to the Virginia Department of Motor Vehicles (DMV), this requirement can be met in one of the following two ways:
- By purchasing and maintaining auto insurance that meets the state’s minimum requirements
- By paying an uninsured motorist fee of $500 and driving your vehicle at your own risk
When you choose to purchase insurance protection, Virginia law requires your insurer to include uninsured motorist (UM) and underinsured motorist (UIM) protection as part of your policy. We can help you put this portion of your policy to work when you need it.
Understand the Recent Changes to Virginia’s Insurance Minimums
Virginia recently enacted changes to its liability insurance minimums that increase the amount of available protection. Insurance policies that were in effect before January 2022 carry:
- $25,000 per person for injuries
- $50,000 per accident for injuries
- $20,000 in property damage
The recent increase to insurance policies effective between January 2022 and December 2024 means they now carry:
- $30,000 per person for injuries
- $60,000 per accident for injuries
- $20,000 in property damage
An additional increase in liability minimums is planned for January 2025. Our car accident team will ensure you understand the available limits of your policy and where to turn if your damages exceed those limitations.
Know the Compensation You Can Request From Your Own Insurance Policy
Like most people, you might think of tapping into your insurance company only when you are responsible for causing a car accident. If you were injured in an accident and the other driver was uninsured or fled the scene, we can help you turn to your insurer for financial protection.
According to Va. Code § 38.2-2206, your insurance company is responsible for the same damages you would have recovered from the at-fault driver and their insurer if they had been covered. These can include:
- Medical bills
- Lost income
- Property damage
- Property loss
- Mental anguish
- Emotional trauma
You can also request compensation for the immediate and long-term “pain and suffering” and inconvenience the accident causes. In addition, your family may be able to collect wrongful death damages if your family lost a loved one in the accident. We will help you document these damages and explain which family members are eligible to receive them.
Virginia’s Statute of Limitations Still Applies
Pursuing compensation from your insurer is bound by the same filing deadlines as pursuing the negligent driver. Failing to comply with those deadlines carries the same penalties — an inability to file and immediate dismissal. In general:
- The personal injury statute of limitations entitles you to file your lawsuit within two years of the date of the accident, according to Va. Code § 8.01-243.
- The wrongful death statute of limitations entitled you to file your lawsuit within two years of the accident-related demise of a loved one, according to Va. Code § 8.01-244.
You should be aware of these limitations and the risk of not complying with them. Our team will take care of compliance for you, however, with enough notice of your intent to seek compensation. We will try hard to settle your case out of court but will prepare your case for trial—and protect your ability to do so—if needed.
Why Should You Choose Us as Your Uninsured Car Accident Lawyers?
Handling your insurance company on your own can be challenging. Jim Parrish’s career representing insurance companies helps him fight for you using information from inside the insurance industry.
When our personal injury law firm serving clients in Fairfax represents you, we take the following actions to bolster and support your case:
- Conduct a private investigation
- Collect supporting evidence
- Carefully scrutinize your insurance policy
- Calculate your case’s value
- Canvass for photos and video footage
We handle all case-related communications and correspondence, including insurance claim forms and requests for information. We also negotiate with your insurer and represent you in court if we cannot reach a fair settlement agreement.
Financial Recovery for Injured Clients Is Always Our Goal
When they talk about our services and support, clients we have helped in the past leave reviews and testimonials like these:
- Adrienne Nguyen: He was kind and informative…I would…recommend him to anyone in a similar situation.
- Alexander R: His firm is very courteous, knowledgeable and I would highly recommend Parrish Law Firm, PLLC to anyone looking for help.
- LRN: Your knowledge of the law was very impressive. I’m so glad I had you on my side and would highly recommend your firm to everyone. Thank you!
Our team works hard to win settlements and verdicts for our injured clients. We will work just as hard to ensure the best outcome for your uninsured car accident case.
Fairfax Uninsured Car Accident Lawyer Near Me 571-229-1800
Call Us for a Free Consultation Today
Are you struggling to get your vehicle repairs and medical bills paid after an uninsured driver hit you in Fairfax? Our uninsured car accident lawyer can handle your case and work hard to get the compensation you deserve from the at-fault driver or your insurance provider. You can learn more today by contacting one of our case review team members at the Parrish Law Firm, PLLC, at (571) 229 -1800.
Car Accident eBook [Free Download]
Unsure about what to do after a car accident or have questions regarding your auto accident case that remain unanswered? Download our free Virginia Car Accident Guide eBook or give us a call at (571) 229 -1800.